- Q. How much liability insurance is required?
- Q. The DMV has notified me that I need to file an SR 22. What is this form and where do I get one?
- Q. I was in a reportable accident. How do I get information on the other party?
Q. How much liability insurance is required?
A. California requires that drivers and vehicle owners carry the following
minimum monetary limits:
· $15,000 for injury or death of 1 person per accident
· $30,000 for injury or death of 2 or more persons per accident
· $5,000 for property damage per accident
Evidence of financial responsibility must be carried at all times in the
vehicle. Most Californians maintain financial responsibility through
insurance companies, which provide the policyholder with an identification
card as evidence of coverage. The card must state the insurance company's
name and address, the period of coverage and policy number.
Q. The DMV has notified me that I need to file an SR 22. What is this form
and where do I get one?
A. DMV proof of insurance form SR 22 must be filed following a DUI
conviction, license suspension or revocation. Unfortunately, the SR 22 form
is not the same as the proof of insurance card previously issued to you by
your insurance company that you may be keeping in your glove compartment of
your car. You will need to ask for an SR 22 from your insurance company. Some
insurance companies will automatically download this information to DMV upon
your request. Otherwise, you will need to get the SR 22 paperwork from your
insurance company and then file it with your local DMV office.
An SR 22 is a form that can be filed by your insurance company with the DMV
to confirm that you are insured. There are three types of auto insurance
policies:
1) "Owner's Policy" states to the DMV that the person named on the SR 22 form
is insured while driving any vehicle that he/she owns.
2) "Operator's Policy" states to the DMV that the person named on the SR 22
form is insured while driving any vehicle not owned by the operator. This
policy is for individuals who only drive vehicles owned by someone else.
3) "Broad Form - Owner/Operator Policy" states to the DMV that the person
named on the SR 22 form is insured while driving any vehicle.
Once you get insurance and file the SR 22 form with the DMV you must maintain
the policy or DMV will again suspend or revoke your driver license. The SR
22 form requires that the insurance company notify DMV in the event that the
policy is canceled or lapses for lack of payment.
Q. I was in a reportable accident. How do I get information on the other
party?
A. Each driver involved in an accident that caused more than $500 worth of
property damage or injured or killed any person must complete a Traffic
Accident Report form SR 1 within 10 days. You may obtain a photocopy of the
report that the other driver submitted to DMV by completing a Financial
Responsibility Document Request form SR 19C and mailing it to the address
printed on top of the form. You may also request the other driver's insurance
information and/or a certification that the other driver was not insured
(Uninsured Motorist Certificate).
A number of our clients have been very pleased with the service provided by
the following insurance companies:
Auto Insurance Specialists - http://www.aisinsurance.com
Progressive Insurance - http://www1.progressive.com
If you have been involved in an accident or have been arrested for Driving
Under the Influence - DUI, please call us immediately at (888) 579-4844. We
can help you.
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Disclaimer:
The Felony, Misdemeanor and Traffic or Criminal Defense and Drunk Driving, DUI, DMV Drivers License Suspension, Theft, Drugs, 3 Strikes or Murder or other legal defense information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer or attorney client relationship. Our law firm encourages you to seek independent counsel for legal advice regarding your individual criminal defense felony or misdemeanor legal issues including offenses ranging from traffic, drunk driving, DUI, DMV suspension, theft to felony crimes including Drugs, 3-Strikes, Murder and Federal Capital Offenses. Any results portrayed here were dependant on the facts of that case and the results will differ if based on different facts. Please contact our Law Firm for a Lawyer and Criminal Defense Attorney at one of our nearby Southern California Law Firm Offices in: Los Angeles, Orange, San Bernardino, Santa Barbara and Ventura counties. Serving the communities of: Los Angeles County, California, Los Angeles Criminal Defense Attorney, Agoura, Alhambra, Bellflower, Beverly Hills, Burbank, Calabasas, Century City, Chatsworth, Compton, Culver City, Diamond Bar, Downey, El Segundo, Encino, Glendale, Glendora, Hermosa Beach, Hidden Hills, Hollywood, Huntington Park, Inglewood, Los Angeles Lawyer, La Canada, Long Beach, Los Angeles Attorney, Malibu, Manhattan Beach, Marina Del Rey, Norwalk, Palos Verdes, Pasadena, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, San Dimas, San Fernando, San Marino, San Pedro, Santa Clarita, Sierra Madre, Santa Monica, South Gate, South Pasadena, Sylmar, Torrance, Universal City, Valencia, Van Nuys, West Covina, West Hollywood, Walnut, Westchester, West Hollywood, Westlake Village, Whittier, Woodland Hills, California, Orange County Criminal Defense Attorney and lawyer for Orange County Lawyer, Anaheim, Anaheim Hills, Buena Park, Costa Mesa, Fullerton, Garden Grove, Huntington Beach, Irvine Attorney, Laguna Beach, Laguna Hills, Laguna Niguel, La Habra, La Palma, Mission Viejo, Newport Beach, Orange, Orange County Lawyer, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Tustin, Villa Park, Westminster, Yorba Linda, California, Criminal Defense Attorney and dui defense lawyer for Ventura County, California, Camarillo, Moorpark, Oxnard, San Buenaventura, Simi Valley, Thousand Oaks, Ventura Criminal Attorney, Westlake Village, Criminal Defense Attorney and Dui lawyer San Bernardino County, California, Ontario, Rancho Cucamonga, Upland, Santa Barbara County, Santa Barbara. The attorney responsible for the content of this website is Don Sowers. Any reference obtained from this site to a specific service, product or process does not constitute or imply an endorsement by the firm of the service, product or process or its producer or provider. This web site is not intended to solicit clients for matters outside of the state of California.
REMEMBER, HIRING AN ATTORNEY IS A VERY PERSONAL ISSUE
BE SURE TO CHOOSE A FIRM IN WHOM YOU CAN CONFIDE
WHO MAKES YOU FEEL COMFORTABLE
AND HAS EXTENSIVE EXPERIENCE IN YOUR TYPE OF CASE!
Los Angeles County
West Los Angeles (Main Office)
11845 W. Olympic Blvd., Suite 1000
Los Angeles, CA 90064
Long Beach
211 E. Ocean Blvd., 2nd Floor
Long Beach, CA 90802
Pasadena
225 S. Lake Ave., 3rd Floor
Pasadena, CA 91101
Santa Clarita
27240 Turnberry Lane, Suite 200
Valencia, CA 91355
Torrance (South Bay)
21250 Hawthorne Blvd., Suite 500
Torrance, CA 90503
Woodland Hills
5850 Canoga Ave., 4th Floor
Woodland Hills, CA 91367
Ventura County
Oxnard - Ventura
300 Esplanade Drive, 9th Floor
Oxnard, CA 93036
Thousand Oaks - Westlake Village
2625 Townsgate Road, Suite 330
Westlake Village, CA 91361
Orange County
Huntington Beach
7755 Center Avenue, 11th Floor
Huntington Beach, CA 92647
Irvine
19800 MacArthur Blvd., Suite 300
Irvine, CA 92612
Laguna Niguel
28202 Cabot Road, Suite 300
Laguna Niguel, CA 92677
Newport Beach
895 Dove Street, 3rd Floor
Newport Beach, CA 92660
Orange
333 City Blvd. West, 17th Floor
Orange, CA 92868
Riverside County
Corona
1101 California Avenue, Suite 100
Corona, CA 92881
San Bernardino County
Ontario - Rancho Cucamonga
3350 Shelby Street, Suite 200
Ontario, CA 91764
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